Finance from John Woods Motorcare Ltd

John Woods Motorcare Ltd are Payment-Assist approved to help customers who are faced with unexpected repair costs.

Payment Assist has been set up to provide an option for our customers to spread the cost of your bill and ease your cashflow. Payment-Assist are the number one service provider of retail finance in the automotive after market.

Geared up for you, the motorist, the short term payment plan eases the burden of the unexpected servicing, MOT or maintenance bill.

You, the customer, pays no interest and no fees! You will simply pay a 25% deposit followed by 3 equal monthly instalments.

Finance is quick and simple to process at the garage via a secure online portal.

All new Payment Assist plans now come with free Breakdown Cover for the term of the agreement. This is via a partnership between WMS Rescue & Recovery and Payment Assist.

Not subject to FCA regulations.

Key Benefits to Customers:

  • Receives a loan enabling a deferred payment method.
  • Eases Cash Flow
  • Pay no interest or fees
  • Ethical Lending
  • Greater transparency than high cost alternatives, i.e. Credit Cars, Payday Loans.
  • Free Breakdown cover for duration of Payment Assist agreement.


What is Payment Assist?

Payment Assist’s offering is one that was designed for the automotive sector, with the intention to ease the burden of the unexpected bill that you may have when your car is taken in for a Service or MOT, or when the garage has carried out a vehicle health check. Whilst you may have budgeted for the original work, when your car needs more parts, this additional cost can make a dent in your finances, sometimes meaning that the critical work that your car needs to make it roadworthy is put off until you can afford this extra cost.

How do the payments work?

You will pay a deposit of 25% of the total bill via your debit card on the day, followed by three more equal monthly payments from the debit card – that’s it.

Do I pay any charges?

None at all, the payment plan is totally interest and fee free and is designed to support you when you need it most.

Do Payment Assist  carry out a check on my personal credit status?

Payment Assist simply check that your card has adequate funds to pay the 25% deposit and the address registered to your debit card, but no ‘footprint’ is left on your credit status and this on-line check takes literally two seconds if the cost of the work is less than £1,000. For work over £1000 a harder credit search will be conducted.

Where’s the catch?

There genuinely isn’t one. Quite simply, rather than incurring the cost of borrowing money from other sources, use Payment Assist and pay no interest or fees on the funds you need, providing your payments are made in line with the payment plan. To take advantage of Payment-Assist with John Woods Motorcare Ltd please mention the option when booking in your vehicle